Speedy Money Payday Loans
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About Speedy Money Payday Loans

So what exactly is a Payday Loan? Essentially it's a small loan with repayments that are aligned with the borrower's pay day. The term originated from the UK where payday lending has experienced massive growth over the past decade but now is outstripped by the United States in terms of volume of loans. It's also becoming better known in Australia as it's a convenient way of obtaining credit in a fast, hassle-free process that's totally online. Statistics show that a borrower is more likely to meet their repayments if they are scheduled to come out on their pay day. It also takes the hassle out of having to budget for a repayment or remember when a repayment falls due. One of the major differences between Payday Loans in Australia and the rest of the world, is the cap on fees introduced by the Australian Government. This is good news for borrowers in that small loans under $2000 and between 16 days and 12 months in duration are capped to a 20% establishment fee and a 4% monthly fee.

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